Texas property tax bill · owner files

Texas property tax bill: what it is, and the $99 packet for next spring

Name: KeepTheCut protest packet
Brand: KeepTheCut
Price: 99 USD
Availability: InStock

A property tax bill is the amount due to the county tax office. It is not the Notice of Appraised Value, and it is not a protest form. KeepTheCut sells a $99/year DIY evidence packet so you can file yourself when the next CAD notice mails. We do not file, represent you, or guarantee a reduction.

Get my packet — $99/year October bill-shock path

Bill vs notice

The tax bill collects. The CAD notice is what you protest.

In Texas the appraisal district (CAD) sets the appraised value. The county tax office mails the property tax bill — typically around October — and collects. Protests go to the CAD, usually after the spring Notice of Appraised Value, not to the tax office and not to the Texas Comptroller.

If you are holding a bill right now, the typical May 15 (or 30-days-after-notice) protest window has already closed for most counties. Paying the bill does not create a new protest right. The useful move is a $99/year packet: an overpay report from values already on the roll, reused as the 2027 protest packet when notices mail around April.

KeepTheCut is not a registered property-tax consultant under Texas Occupations Code Chapter 1152. We do not file protests, attend hearings, take a power of attorney, advise on a specific protest, represent anyone, or guarantee a reduction. The owner files.

KeepTheCut sells a document packet. We are not a registered property tax consultant under Texas Occupations Code Chapter 1152. We do not file protests, attend informal conferences or ARB hearings, take a power of attorney or Form 50-162 appointment of agent, advise you on whether to protest a specific account, represent you, negotiate with an appraisal district, or guarantee any reduction. You are the property owner (or the person the law already allows to protest). You decide whether to file, what opinion of value to put on Form 50-132, and what to say at any hearing. Suggested figures in a packet are comparable-based worksheets for you to consider — not a professional opinion of value and not an appraisal. Texas is a non-disclosure sales-price state. We do not invent a market value for your home. County appraisal districts, not KeepTheCut, set the values that appear on notices and bills. Full Occupations Code 1152 notice.

Buy the packet

$99/year. Same live Stripe checkout as the rest of the site.

Checkout is a live Stripe Payment Link. After payment, Stripe redirects home with a paid confirmation. We use the billing, phone, Texas property address, and county you enter there to prepare the document packet. You still file Form 50-132 or the CAD owner portal yourself.

Get my packet — $99/year

Want the seasonal writeup? October tax bill · bill-shock / overpay report.

Launch counties

File with your county appraisal district, not the tax office that mailed the bill. County pages use the same $99 live checkout.

Other Texas counties: join the waitlist. We do not invent a CAD scrape for counties we have not launched.

The math

Agents bill a cut of the save. We bill a document.

About 3.00 million Texas protests were filed in 2024 (3,004,940), from Comptroller figures compiled by O’Connor.[1] The market is real. The fee structure is the fight. These are other companies’ published figures, not KeepTheCut results.

Ownwell (their figures)

25%

of first-year savings in Texas, per Ownwell’s own cost-breakdown writing.[2] They market ~$774 average annual savings[3] and other Ownwell pages cite ~$606 median.[4]

25% of $606 is about $152 — more than $99.

O’Connor (their terms)

~50%

of first-year savings. O’Connor’s site: pay half of first-year property tax savings; they file and attend the hearing.[5]

Half of $606 is about $303.

KeepTheCut

$99/year

per property. You file. You keep 100% of any savings. SquareDeal DIY comps are $69[6] — we charge more because the packet includes the filing worksheet, county portal steps, and deadline-reminder workflow.

SquareDeal has published Harris County figures claiming a 2025 DIY median assessed-value reduction of $20,640 versus $13,202 for agent-represented protests. That is their claim from their dataset, not a KeepTheCut finding, and it is not a prediction for your house.[7] Longer comparisons: Ownwell alternative · O’Connor alternative · SquareDeal alternative.

Sources

We cite other companies’ published figures. We do not adopt them as our results.

1.About 3.00 million Texas property-tax protests filed in 2024 (3,004,940), from Texas Comptroller data compiled by O’Connor. Source
2.Ownwell markets a 25% contingency on first-year savings in Texas (rate can vary by region on Ownwell’s pricing materials). Source
3.Ownwell homepage markets “$774 avg annual savings” among its advertised customer results (not a prediction for your home). Source
4.Ownwell’s Texas protest guide cites an approximate $606 median annual savings for a typical successful protest in major metro counties. Source
5.O’Connor & Associates states clients pay half of first-year property-tax savings (about 50%). Source
6.SquareDeal DIY comps reports are priced at $69, with a money-back policy if there is no reduction (SquareDeal’s terms, not ours). Source
7.SquareDeal’s Harris County analysis claims a 2025 DIY median assessed-value reduction of $20,640 vs $13,202 for agent-represented protests. That is SquareDeal’s claim from their dataset, not a KeepTheCut finding. Source
8.Texas Comptroller: how to protest, Form 50-132, and typical May 15 / 30-days-after-notice deadline. Source
9.Texas Tax Code §41.47: the ARB generally may not set a protested appraised value higher than the value in the appraisal records submitted by the chief appraiser, unless the owner requests and agrees. Exceptions exist for certain exemption and special-appraisal disputes. Source
10.Texas Occupations Code Chapter 1152 regulates property-tax consultants. KeepTheCut is not a registered property-tax consultant and does not represent owners. Source