KeepTheCut

Texas homeowners · October 2026

Keep the cut. File the protest yourself.

Contingency firms take 25–50% of a homeowner’s first-year tax savings. KeepTheCut sells a flat-fee evidence packet. You file. You keep 100% of whatever the CAD actually reduces.

Get my packet — $99/yearHow to file yourself

Not 25%. Not 50%. One price per property.

Season · October 2026

May 15 is closed. October bills are the next shock.

The typical Texas protest deadline (May 15) has passed for most counties. Tax bills mail around October. 2027 notices mail around April. Two ways to buy the same $99/year packet.

The math

Agents bill a cut of the save. We bill a document.

About 3.00 million Texas protests were filed in 2024 (3,004,940), from Comptroller figures compiled by O’Connor.[1] The market is real. The fee structure is the fight. These are other companies’ published figures, not KeepTheCut results.

Ownwell (their figures)

25%

of first-year savings in Texas, per Ownwell’s own cost-breakdown writing.[2] They market ~$774 average annual savings[3] and other Ownwell pages cite ~$606 median.[4]

25% of $606 is about $152 — more than $99.

O’Connor (their terms)

~50%

of first-year savings. O’Connor’s site: pay half of first-year property tax savings; they file and attend the hearing.[5]

Half of $606 is about $303.

KeepTheCut

$99/year

per property. You file. You keep 100% of any savings. SquareDeal DIY comps are $69[6] — we charge more because the packet includes the filing worksheet, county portal steps, and deadline-reminder workflow.

SquareDeal has published Harris County figures claiming a 2025 DIY median assessed-value reduction of $20,640 versus $13,202 for agent-represented protests. That is their claim from their dataset, not a KeepTheCut finding, and it is not a prediction for your house.[7] Longer comparisons: Ownwell alternative · O’Connor alternative · SquareDeal alternative.

What you actually buy

A packet an appraiser can hold.

Primary SKU

2027 protest packet

Pay $99 now. When 2027 Notices of Appraised Value mail (typically April; homestead notices can start April 1), we assemble equity comps from public CAD records, a Form 50-132 worksheet, and county-specific filing steps. We email you when your county’s notices are out.[8]

If the October bill stung

2026 overpay report

Same packet template using the latest CAD values already on the roll. It does not reopen a missed May deadline by magic. It shows a conservative picture of over-assessment and becomes the packet we reuse next spring.

October tax bill path

How it works

Pay $99/year

Checkout is a Stripe Payment Link. Stripe collects billing, phone, Texas property address, and county. We do not scrape CAD sites.

Not an appraisal

We never invent a market value for your home. Texas is a non-disclosure state. DIY strength is equity (assessed-value) comps from public CAD, not MLS.

Operator-built packet

A person enters equity comps (and optional public/user-provided sales comps), a suggested figure for you to consider, and generates the PDF.

You file

Online CAD portal or Form 50-132. Informal script included. We do not attend. ARB value-ceiling rule is quoted from Tax Code §41.47, with exceptions noted. How to file yourself · Form 50-132.

Launch counties

Get my packet — $99/year

Sources

We cite other companies’ published figures. We do not adopt them as our results.

  1. 1.About 3.00 million Texas property-tax protests filed in 2024 (3,004,940), from Texas Comptroller data compiled by O’Connor. Source
  2. 2.Ownwell markets a 25% contingency on first-year savings in Texas (rate can vary by region on Ownwell’s pricing materials). Source
  3. 3.Ownwell homepage markets “$774 avg annual savings” among its advertised customer results (not a prediction for your home). Source
  4. 4.Ownwell’s Texas protest guide cites an approximate $606 median annual savings for a typical successful protest in major metro counties. Source
  5. 5.O’Connor & Associates states clients pay half of first-year property-tax savings (about 50%). Source
  6. 6.SquareDeal DIY comps reports are priced at $69, with a money-back policy if there is no reduction (SquareDeal’s terms, not ours). Source
  7. 7.SquareDeal’s Harris County analysis claims a 2025 DIY median assessed-value reduction of $20,640 vs $13,202 for agent-represented protests. That is SquareDeal’s claim from their dataset, not a KeepTheCut finding. Source
  8. 8.Texas Comptroller: how to protest, Form 50-132, and typical May 15 / 30-days-after-notice deadline. Source
  9. 9.Texas Tax Code §41.47: the ARB generally may not set a protested appraised value higher than the value in the appraisal records submitted by the chief appraiser, unless the owner requests and agrees. Exceptions exist for certain exemption and special-appraisal disputes. Source
  10. 10.Texas Occupations Code Chapter 1152 regulates property-tax consultants. KeepTheCut is not a registered property-tax consultant and does not represent owners. Source