KeepTheCut

October path · 2026 tax bill

Texas October tax-bill shock: a $99 overpay report

Texas tax bills mail around October. If the number stung, KeepTheCut sells a $99/year DIY evidence packet that uses the latest CAD values already on the roll. You file. We do not represent you, negotiate, attend, or file for you.

Get my packet — $99/yearHow to file yourselfOctober tax bill lander

What this is

An overpay report. Not a reopened protest.

The typical Texas protest deadline (May 15, or 30 days after notice) has passed for most counties. This packet does not reopen a missed May deadline by magic. It shows a conservative picture of over-assessment from public CAD records and becomes the packet we reuse when 2027 notices mail around April.

KeepTheCut is not a registered property-tax consultant under Texas Occupations Code Chapter 1152. We do not file protests, attend hearings, take a power of attorney, or guarantee a reduction. County appraisal districts set the values. You decide whether to file next spring.

Launch counties

If you already know the county, start there. The $99 checkout is the same live Stripe Payment Link.

Other Texas counties: join the waitlist. We do not invent a CAD scrape for counties we have not launched.

Related pages

Get my packet — $99/year

The math

Agents bill a cut of the save. We bill a document.

About 3.00 million Texas protests were filed in 2024 (3,004,940), from Comptroller figures compiled by O’Connor.[1] The market is real. The fee structure is the fight. These are other companies’ published figures, not KeepTheCut results.

Ownwell (their figures)

25%

of first-year savings in Texas, per Ownwell’s own cost-breakdown writing.[2] They market ~$774 average annual savings[3] and other Ownwell pages cite ~$606 median.[4]

25% of $606 is about $152 — more than $99.

O’Connor (their terms)

~50%

of first-year savings. O’Connor’s site: pay half of first-year property tax savings; they file and attend the hearing.[5]

Half of $606 is about $303.

KeepTheCut

$99/year

per property. You file. You keep 100% of any savings. SquareDeal DIY comps are $69[6] — we charge more because the packet includes the filing worksheet, county portal steps, and deadline-reminder workflow.

SquareDeal has published Harris County figures claiming a 2025 DIY median assessed-value reduction of $20,640 versus $13,202 for agent-represented protests. That is their claim from their dataset, not a KeepTheCut finding, and it is not a prediction for your house.[7] Longer comparisons: Ownwell alternative · O’Connor alternative · SquareDeal alternative.

Sources

We cite other companies’ published figures. We do not adopt them as our results.

  1. 1.About 3.00 million Texas property-tax protests filed in 2024 (3,004,940), from Texas Comptroller data compiled by O’Connor. Source
  2. 2.Ownwell markets a 25% contingency on first-year savings in Texas (rate can vary by region on Ownwell’s pricing materials). Source
  3. 3.Ownwell homepage markets “$774 avg annual savings” among its advertised customer results (not a prediction for your home). Source
  4. 4.Ownwell’s Texas protest guide cites an approximate $606 median annual savings for a typical successful protest in major metro counties. Source
  5. 5.O’Connor & Associates states clients pay half of first-year property-tax savings (about 50%). Source
  6. 6.SquareDeal DIY comps reports are priced at $69, with a money-back policy if there is no reduction (SquareDeal’s terms, not ours). Source
  7. 7.SquareDeal’s Harris County analysis claims a 2025 DIY median assessed-value reduction of $20,640 vs $13,202 for agent-represented protests. That is SquareDeal’s claim from their dataset, not a KeepTheCut finding. Source
  8. 8.Texas Comptroller: how to protest, Form 50-132, and typical May 15 / 30-days-after-notice deadline. Source
  9. 9.Texas Tax Code §41.47: the ARB generally may not set a protested appraised value higher than the value in the appraisal records submitted by the chief appraiser, unless the owner requests and agrees. Exceptions exist for certain exemption and special-appraisal disputes. Source
  10. 10.Texas Occupations Code Chapter 1152 regulates property-tax consultants. KeepTheCut is not a registered property-tax consultant and does not represent owners. Source